Child Care

There’s nothing more important than taking care of children…with the possible exception of taking care of the people who take care of children. We provide specialized insurance coverage designed just for the childcare business so that you get an enhanced childcare policy protecting your interest, ownership, and operations at an affordable price. You worry about the children, now let us worry about you.

Child Care coverage options include:

Customized coverages to protect you and the children in your care
1. Commercial child care centers
2. Before and after school programs
3. Nursery schools
4. Preschools
5. Montessori schools (kindergarten and under)
Property
1. Business income
2. Playgrounds and fences
3. Employee theft
4. Equipment breakdown
5. Property enhancements available
General liability
1. EPLI (higher limits may be available)
2. Medical payments for children available
3. Teachers professional liability
4. General liability enhancements available
5. Child abduction expense reimbursement
6. Employee benefits liability
7. Cyber liability
8. Off premise activities
9. Abuse and molestation
Professional liability
Directors’ and Officers’ Liability
Employment Practices Liability
Commercial Auto liability
Abuse and molestation liability
Student Accident medical
Umbrella
Crime
Inland marine
Workers’ compensation
Group Employee Benefits